/* Investment Advisory — premium institutional dossier */

.ia-page {
    --ia-brand-blue: #005395;
    --ia-brand-orange: #c45f28;
    --ia-navy: var(--ia-brand-blue);
    --ia-charcoal: #141c28;
    --ia-deep: #081220;
    --ia-gold: var(--ia-brand-orange);
    --ia-section-pad: clamp(3.5rem, 6vw, 5.5rem);
    --ia-card-radius: 16px;
    overflow-x: hidden;
    background: #f8f9fb;
}

.ia-page h1,
.ia-page h2,
.ia-page h3,
.ia-page h4 {
    font-family: "Archivo", serif;
    font-weight: 700;
    line-height: 1.25;
    color: var(--heading-text, #111116);
}

.ia-page h2 {
    font-size: clamp(1.5rem, 3.2vw, 2.125rem);
    margin: 0 0 1rem;
}

.ia-page h3 {
    font-size: clamp(1.05rem, 2vw, 1.25rem);
    margin: 0 0 0.75rem;
}

.ia-page h3 small {
    display: block;
    font-size: 0.78em;
    font-weight: 500;
    color: var(--gray-color, #6a6a71);
    margin-top: 0.25rem;
}

.ia-page h4 {
    font-size: 0.95rem;
    margin: 0 0 0.5rem;
}

.ia-page p {
    font-size: 0.9375rem;
    line-height: 1.7;
    color: var(--gray-color, #6a6a71);
    margin-bottom: 0.75rem;
}

.ia-page p:last-child {
    margin-bottom: 0;
}

.ia-section {
    padding: var(--ia-section-pad) 0;
}

.ia-section__head {
    max-width: 780px;
    margin: 0 auto 2.5rem;
    text-align: center;
}

.ia-section__head--light .ia-section__title,
.ia-section__head--light .ia-section__desc {
    color: #fff;
}

.ia-section__desc {
    font-size: clamp(0.95rem, 1.8vw, 1.0625rem);
    line-height: 1.75;
}

/* --- Hero --- */
.ia-hero {
    position: relative;
    min-height: clamp(480px, 78vh, 680px);
    display: flex;
    align-items: center;
    justify-content: center;
    text-align: center;
    color: #fff;
    padding-top: calc(5rem + 72px);
    padding-bottom: 3rem;
    overflow: hidden;
}

.ia-hero__media {
    position: absolute;
    inset: 0;
    background: url('../../images/hero-banner.png') center center / cover no-repeat;
    transform: scale(1.05);
    filter: contrast(1.15) saturate(0.82) sepia(0.22) brightness(0.78);
}

.ia-hero__vignette {
    position: absolute;
    inset: 0;
    z-index: 1;
    background:
        radial-gradient(ellipse 80% 70% at 50% 45%, transparent 0%, rgba(0, 0, 0, 0.55) 100%),
        linear-gradient(180deg, rgba(8, 18, 32, 0.5) 0%, rgba(0, 83, 149, 0.72) 55%, rgba(0, 83, 149, 0.95) 100%);
    pointer-events: none;
}

.ia-hero__grain {
    position: absolute;
    inset: 0;
    z-index: 2;
    opacity: 0.38;
    pointer-events: none;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.55'/%3E%3C/svg%3E");
    mix-blend-mode: overlay;
}

.ia-hero .container {
    position: relative;
    z-index: 3;
    max-width: 900px;
}

.ia-hero .ia-hero__kicker {
    display: inline-block;
    font-size: clamp(0.6875rem, 1.6vw, 0.8125rem);
    font-weight: 700;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: #fff;
    margin-bottom: 1.25rem;
    padding: 0.55rem 1rem;
    border: 1px solid rgba(255, 255, 255, 0.35);
    border-radius: 999px;
    background: linear-gradient(135deg, var(--ia-brand-orange) 0%, #a84d1f 100%);
    box-shadow: 0 8px 24px rgba(196, 95, 40, 0.35);
    text-shadow: 0 1px 2px rgba(0, 0, 0, 0.2);
}

.ia-hero__title {
    font-size: clamp(1.75rem, 4.5vw, 3rem);
    line-height: 1.12;
    letter-spacing: -0.025em;
    margin: 0 0 1.25rem;
    color: #fff !important;
    text-shadow: 0 4px 32px rgba(0, 0, 0, 0.45);
}

.ia-hero .ia-hero__subtitle {
    font-size: clamp(1rem, 2.1vw, 1.125rem);
    line-height: 1.75;
    color: #fff;
    max-width: 760px;
    margin: 0 auto 1.75rem;
    padding: 1rem 1.25rem;
    border-radius: 12px;
    background: rgba(0, 20, 40, 0.45);
    border: 1px solid rgba(255, 255, 255, 0.14);
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.18);
    text-shadow: 0 1px 8px rgba(0, 0, 0, 0.35);
    backdrop-filter: blur(6px);
}

.ia-hero__cta-wrap {
    display: flex;
    justify-content: center;
}

.ia-hero__cta.btnExplore {
    padding: 0.95rem 2.35rem;
    font-size: 1rem;
    font-weight: 700;
    border-radius: 999px;
    background: #fff;
    color: var(--ia-brand-blue);
    border: 2px solid #fff;
    box-shadow: 0 12px 32px rgba(0, 0, 0, 0.28);
    text-transform: none;
    letter-spacing: 0.01em;
}

.ia-hero__cta.btnExplore:hover,
.ia-hero__cta.btnExplore:focus {
    background: var(--ia-brand-orange);
    border-color: var(--ia-brand-orange);
    color: #fff;
}

/* --- Ticker --- */
.ia-ticker {
    background: var(--ia-brand-blue);
    border-top: 1px solid rgba(255, 255, 255, 0.12);
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
    overflow: hidden;
    padding: 0.65rem 0;
}

.ia-ticker__track {
    display: flex;
    align-items: center;
    gap: 1.5rem;
    width: max-content;
    animation: ia-ticker-scroll 45s linear infinite;
    white-space: nowrap;
}

.ia-ticker__item {
    font-size: 0.6875rem;
    font-weight: 600;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: rgba(255, 255, 255, 0.88);
}

.ia-ticker__sep {
    color: rgba(255, 255, 255, 0.25);
    font-size: 0.625rem;
}

.ia-ticker__up {
    color: var(--ia-brand-orange);
    font-size: 0.5rem;
    margin-left: 0.25rem;
}

.ia-ticker__flat {
    color: #fbbf24;
    font-size: 0.5rem;
    margin-left: 0.25rem;
}

@keyframes ia-ticker-scroll {
    0% { transform: translateX(0); }
    100% { transform: translateX(-50%); }
}

/* --- Corridor cards --- */
.ia-section__title {
    position: relative;
}

.ia-section__head:not(.ia-section__head--light) .ia-section__title::after {
    content: '';
    display: block;
    width: 48px;
    height: 3px;
    margin: 0.75rem auto 0;
    border-radius: 2px;
    background: var(--ia-brand-orange);
}

.ia-corridor-card {
    height: 100%;
    background: #fff;
    border: 1px solid rgba(0, 83, 149, 0.12);
    border-radius: var(--ia-card-radius);
    padding: 1.75rem;
    box-shadow: 0 4px 24px rgba(0, 83, 149, 0.06);
    transition: transform 0.25s ease, box-shadow 0.25s ease, border-color 0.25s ease;
}

.ia-corridor-card:hover {
    transform: translateY(-4px);
    border-color: rgba(0, 83, 149, 0.28);
    box-shadow: 0 12px 40px rgba(0, 83, 149, 0.12);
}

.ia-corridor-card__tag {
    display: inline-block;
    font-size: 0.625rem;
    font-weight: 700;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--ia-brand-blue);
    background: rgba(0, 83, 149, 0.08);
    padding: 0.35rem 0.65rem;
    border-radius: 4px;
    margin-bottom: 1rem;
}

.ia-corridor-card__title {
    margin-bottom: 0.85rem;
}

.ia-corridor-card__focus {
    margin-top: 1rem;
    padding-top: 1rem;
    border-top: 1px solid rgba(0, 0, 0, 0.06);
    font-size: 0.875rem;
}

.ia-corridor-card__focus strong {
    color: var(--heading-text, #111116);
}

/* --- Watchlist --- */
.ia-watchlist {
    background: linear-gradient(180deg, #fff 0%, #f4f6f9 100%);
}

.ia-watchlist__group {
    height: 100%;
    background: var(--ia-charcoal);
    border-radius: var(--ia-card-radius);
    padding: 1.75rem;
    color: #fff;
}

.ia-watchlist__group-title {
    color: #fff !important;
    font-size: 1.05rem;
    margin-bottom: 1.25rem;
    padding-bottom: 0.85rem;
    border-bottom: 1px solid rgba(255, 255, 255, 0.12);
}

.ia-watchlist__group-title small {
    color: rgba(255, 255, 255, 0.55);
}

.ia-watchlist__list {
    list-style: none;
    padding: 0;
    margin: 0;
}

.ia-watchlist__list li {
    font-size: 0.875rem;
    line-height: 1.65;
    color: rgba(255, 255, 255, 0.78);
    padding: 0.65rem 0;
    border-bottom: 1px solid rgba(255, 255, 255, 0.06);
}

.ia-watchlist__list li:last-child {
    border-bottom: none;
    padding-bottom: 0;
}

.ia-watchlist__list strong {
    color: #fff;
    font-weight: 600;
}

/* --- Risk matrix --- */
.ia-risk {
    background: var(--ia-brand-blue);
    color: #fff;
    position: relative;
    overflow: hidden;
}

.ia-risk::before {
    content: '';
    position: absolute;
    inset: 0;
    opacity: 0.25;
    pointer-events: none;
    background-image: url("data:image/svg+xml,%3Csvg viewBox='0 0 256 256' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='3' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.5'/%3E%3C/svg%3E");
    mix-blend-mode: overlay;
}

.ia-risk .container {
    position: relative;
    z-index: 1;
}

.ia-risk-matrix {
    border: 1px solid rgba(255, 255, 255, 0.1);
    border-radius: var(--ia-card-radius);
    overflow: hidden;
}

.ia-risk-matrix__header {
    display: grid;
    grid-template-columns: 1fr 1fr;
    background: rgba(0, 0, 0, 0.35);
}

.ia-risk-matrix__col {
    padding: 1rem 1.25rem;
    font-size: 0.75rem;
    font-weight: 700;
    letter-spacing: 0.06em;
    text-transform: uppercase;
}

.ia-risk-matrix__col small {
    display: block;
    font-size: 0.65rem;
    font-weight: 500;
    opacity: 0.65;
    margin-top: 0.2rem;
    text-transform: none;
    letter-spacing: 0;
}

.ia-risk-matrix__col--risk {
    color: #fca5a5;
    border-right: 1px solid rgba(255, 255, 255, 0.08);
}

.ia-risk-matrix__col--advantage {
    color: #fde8d8;
}

.ia-risk-matrix__row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    border-top: 1px solid rgba(255, 255, 255, 0.08);
}

.ia-risk-matrix__cell {
    padding: 1.25rem;
}

.ia-risk-matrix__cell--risk {
    background: rgba(220, 38, 38, 0.06);
    border-right: 1px solid rgba(255, 255, 255, 0.08);
}

.ia-risk-matrix__cell--advantage {
    background: rgba(196, 95, 40, 0.08);
}

.ia-risk-matrix__cell h4 {
    color: #fff;
    margin-bottom: 0.5rem;
}

.ia-risk-matrix__cell p {
    color: rgba(255, 255, 255, 0.72);
    font-size: 0.875rem;
    margin: 0;
}

/* --- Concierge pillars --- */
.ia-pillar-card {
    height: 100%;
    background: #fff;
    border: 1px solid rgba(0, 0, 0, 0.06);
    border-radius: var(--ia-card-radius);
    padding: 1.5rem;
    transition: border-color 0.2s ease;
}

.ia-pillar-card:hover {
    border-color: rgba(0, 83, 149, 0.3);
}

.ia-pillar-card__icon {
    width: 44px;
    height: 44px;
    display: flex;
    align-items: center;
    justify-content: center;
    background: rgba(0, 83, 149, 0.08);
    color: var(--ia-brand-blue);
    border-radius: 10px;
    font-size: 1.1rem;
    margin-bottom: 1rem;
}

.ia-pillar-card h3 {
    margin-bottom: 0.65rem;
}

/* --- Intake form (aligned with request-exio-audit form) --- */
.ia-intake {
    background: linear-gradient(180deg, #f4f6f9 0%, #eef2f7 100%);
}

.ia-intake__card {
    --rea-input-radius: 12px;
    max-width: 920px;
    margin: 0 auto;
    background: #fff;
    border: 1px solid rgba(0, 83, 149, 0.08);
    border-radius: 18px;
    padding: clamp(1.25rem, 3vw, 2rem);
    box-shadow:
        0 4px 6px -1px rgba(15, 23, 42, 0.05),
        0 18px 40px -14px rgba(0, 83, 149, 0.12);
}

.ia-intake__intro {
    margin: -0.25rem 0 1rem;
    padding-bottom: 1rem;
    border-bottom: 1px solid rgba(15, 23, 42, 0.06);
}

.ia-intake__intro-text {
    font-size: 0.8125rem;
    line-height: 1.5;
    color: var(--gray-color, #5c5f66);
}

.ia-intake__card .rea-required-mark {
    color: #c62828;
    font-weight: 700;
    margin-left: 0.15em;
}

.ia-intake__card .form-group {
    margin-bottom: 0.9rem;
}

.ia-intake__card .labelClass {
    font-weight: 600;
    font-size: 0.8125rem;
    margin-bottom: 0.3rem;
    color: var(--heading-text, #1c1d22);
}

.ia-intake__card .inputClass:not(select):not(textarea) {
    border-radius: var(--rea-input-radius);
    border-color: rgba(15, 23, 42, 0.11);
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.ia-intake__card .inputClass:not(select):not(textarea):focus {
    border-color: var(--ia-brand-blue);
    box-shadow: 0 0 0 3px rgba(0, 83, 149, 0.1);
    outline: none;
}

.ia-intake__card select.inputClass {
    width: 100%;
    height: 50px;
    min-height: 50px;
    box-shadow: none;
    outline: none;
    border: 1px solid rgba(15, 23, 42, 0.11);
    border-radius: var(--rea-input-radius);
    padding: 5px 40px 5px 14px;
    background-color: var(--white-color);
    font-size: 16px;
    font-family: "Inter", serif;
    font-weight: 400;
    color: var(--heading-text);
    appearance: none;
    background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 12 12'%3E%3Cpath fill='%23005395' d='M6 8.5L1.5 4h9L6 8.5z'/%3E%3C/svg%3E");
    background-repeat: no-repeat;
    background-position: right 14px center;
    cursor: pointer;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.ia-intake__card select.inputClass:focus {
    border-color: var(--ia-brand-blue);
    box-shadow: 0 0 0 3px rgba(0, 83, 149, 0.1);
}

.ia-intake__card textarea.inputClass {
    min-height: 110px;
    height: auto;
    padding: 12px 14px;
    border-radius: var(--rea-input-radius);
    border-color: rgba(15, 23, 42, 0.11);
    resize: vertical;
    transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.ia-intake__card textarea.inputClass:focus {
    border-color: var(--ia-brand-blue);
    box-shadow: 0 0 0 3px rgba(0, 83, 149, 0.1);
    outline: none;
}

.ia-intake__card .error {
    font-size: 0.75rem;
    margin-top: 0.2rem;
    display: block;
    min-height: 1em;
    color: red;
}

.ia-checkbox-grid {
    display: grid;
    grid-template-columns: repeat(auto-fill, minmax(220px, 1fr));
    gap: 0.65rem;
    margin-top: 0.35rem;
}

.ia-checkbox-item {
    display: flex;
    align-items: flex-start;
    gap: 0.5rem;
    font-size: 0.875rem;
    color: var(--heading-text, #1c1d22);
    cursor: pointer;
    margin: 0;
}

.ia-checkbox-item input {
    margin-top: 0.2rem;
    accent-color: var(--ia-brand-blue);
    flex-shrink: 0;
}

.ia-intake__card .form-check-label {
    font-size: 0.875rem;
    color: var(--gray-color, #5c5f66);
    line-height: 1.5;
}

.ia-intake__card .form-check-label a {
    color: var(--ia-brand-blue);
    text-decoration: underline;
}

.ia-intake__card .form-check-input {
    accent-color: var(--ia-brand-blue);
}

.ia-intake__card .signIn {
    margin-top: 1.35rem;
    padding-top: 1rem;
    border-top: 1px solid rgba(15, 23, 42, 0.06);
}

.ia-intake__card .listYourProjectActions.ia-intake-actions {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    justify-content: stretch;
    gap: 0;
}

.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn {
    width: 100%;
    margin-bottom: 0;
    border: none;
    border-radius: 12px;
    min-height: 50px;
    font-weight: 600;
    font-size: 0.9375rem;
    letter-spacing: 0.02em;
    background: linear-gradient(135deg, var(--ia-brand-blue) 0%, #0068b8 50%, #004a82 100%);
    box-shadow: 0 8px 22px rgba(0, 83, 149, 0.22);
    transition: transform 0.2s ease, box-shadow 0.2s ease, background 0.2s ease;
}

.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn:hover:not(:disabled) {
    background: linear-gradient(135deg, var(--ia-brand-orange) 0%, #d46a2f 50%, #a84d1f 100%);
    box-shadow: 0 12px 28px rgba(196, 95, 40, 0.28);
    transform: translateY(-1px);
}

.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn:disabled {
    opacity: 0.85;
    transform: none;
}

.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn,
.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn .btn-text {
    color: #ffffff !important;
}

.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn .btn-loading,
.ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn .btn-loading i {
    color: #ffffff;
}

@media (min-width: 576px) {
    .ia-intake__card .listYourProjectActions.ia-intake-actions {
        flex-direction: row;
        justify-content: flex-end;
    }

    .ia-intake__card .listYourProjectActions.ia-intake-actions .btnsignIn {
        width: auto;
        min-width: min(100%, 320px);
        padding-left: 1.75rem;
        padding-right: 1.75rem;
    }
}

.ia-disclaimer {
    max-width: 780px;
    margin: 2rem auto 0;
    text-align: center;
    font-size: 0.75rem;
    line-height: 1.65;
    color: var(--gray-color, #6a6a71);
    font-style: italic;
}

/* --- Responsive --- */
@media (max-width: 991.98px) {
    .ia-risk-matrix__header,
    .ia-risk-matrix__row {
        grid-template-columns: 1fr;
    }

    .ia-risk-matrix__col--risk,
    .ia-risk-matrix__cell--risk {
        border-right: none;
        border-bottom: 1px solid rgba(255, 255, 255, 0.08);
    }
}

@media (max-width: 575.98px) {
    .ia-hero {
        padding-top: calc(4.5rem + 64px);
        min-height: 420px;
    }

    .ia-hero .ia-hero__subtitle {
        padding: 0.85rem 1rem;
        font-size: 0.9375rem;
    }

    .ia-hero__cta.btnExplore {
        width: 100%;
        max-width: 320px;
    }

    .ia-checkbox-grid {
        grid-template-columns: 1fr;
    }

    .ia-ticker__item {
        font-size: 0.625rem;
    }
}

@media (prefers-reduced-motion: reduce) {
    .ia-ticker__track {
        animation: none;
    }
}